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USA’s Best Online Checking Accounts

Compare Rates & Terms For America's Top 10 Online Checking Accounts

Editor's Choice
Aspiration Logo
  • Get $150 for spending $1000
  • Up to 5% cash back everyday
  • Spending & saving services in one account
9.9
VISIT SITE
Current Logo
  • Get Paid Up to 2 Days Faster¹
  • Fee-Free Overdraft up to $100* with Overdrive™
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No minimum balance or hidden fees²
9.6
VISIT SITE
Chime Logo
  • Mobile app with 10M+ downloads
  • Fee-Free Overdraft up to $200* with no fees˜
  • Get paid up to 2 days early with direct depositˆ
  • Earn 0.50% Annual Percentage Yield (APY)¹
9.4
VISIT SITE
Editor's Choice
Aspiration Logo
  • Get $150 for spending $1000
  • Up to 5% cash back everyday
  • Spending & saving services in one account
  • Get $150 for spending $1000
  • Up to 5% cash back everyday
  • Spending & saving services in one account
This is a specially selected brand, its score is based on multiple factors such as the users’ choice and feedback, our experts’ ratings and the brand’s popularity. This score is meant to help you make an informed decision and find the solution that fits your needs. Our reviews are unbiased and reflect the current state of the brand. In order to keep our service free, we receive monetary compensation – but only if you choose to utilize the services of the brands listed here.
9.9
(0) VotesPlease Vote!
1252 people choose providerName
VISIT SITE
Editor's Choice
Current Logo
  • Get Paid Up to 2 Days Faster¹
  • Fee-Free Overdraft up to $100* with Overdrive™
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No minimum balance or hidden fees²
  • Get Paid Up to 2 Days Faster¹
  • Fee-Free Overdraft up to $100* with Overdrive™
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No minimum balance or hidden fees²
This is a specially selected brand, its score is based on multiple factors such as the users’ choice and feedback, our experts’ ratings and the brand’s popularity. This score is meant to help you make an informed decision and find the solution that fits your needs. Our reviews are unbiased and reflect the current state of the brand. In order to keep our service free, we receive monetary compensation – but only if you choose to utilize the services of the brands listed here.
9.6
(0) VotesPlease Vote!
971 people choose providerName
VISIT SITE
Chime Logo
  • Mobile app with 10M+ downloads
  • Fee-Free Overdraft up to $200* with no fees˜
  • Get paid up to 2 days early with direct depositˆ
  • Earn 0.50% Annual Percentage Yield (APY)¹
  • Mobile app with 10M+ downloads
  • Fee-Free Overdraft up to $200* with no fees˜
  • Get paid up to 2 days early with direct depositˆ
  • Earn 0.50% Annual Percentage Yield (APY)¹
This is a specially selected brand, its score is based on multiple factors such as the users’ choice and feedback, our experts’ ratings and the brand’s popularity. This score is meant to help you make an informed decision and find the solution that fits your needs. Our reviews are unbiased and reflect the current state of the brand. In order to keep our service free, we receive monetary compensation – but only if you choose to utilize the services of the brands listed here.
9.4
(0) VotesPlease Vote!
839 people choose providerName
VISIT SITE
CIT Bank logo
  • Easy money transfers between accounts
  • Debit card with EMV chip technology
  • CIT Bank does not charge ATM fees
  • Wide range of savings accounts, CDs and IRAs
  • Easy money transfers between accounts
  • Debit card with EMV chip technology
  • CIT Bank does not charge ATM fees
  • Wide range of savings accounts, CDs and IRAs
This is a specially selected brand, its score is based on multiple factors such as the users’ choice and feedback, our experts’ ratings and the brand’s popularity. This score is meant to help you make an informed decision and find the solution that fits your needs. Our reviews are unbiased and reflect the current state of the brand. In order to keep our service free, we receive monetary compensation – but only if you choose to utilize the services of the brands listed here.
9.1
(0) VotesPlease Vote!
778 people choose providerName
VISIT SITE