Top Benefits

• No Monthly Fees: Quontic Bank’s checking accounts come with no monthly maintenance fees, making them cost-effective for all users.
• Large ATM Network: Access over 90,000 surcharge-free ATMs, including Allpoint and Citibank ATMs located in retail locations like Target.
• Overdraft Protection: Quontic Bank doesn't charge overdraft fees, offering added peace of mind when funds are tight.

Vendor Payments

Using Quontic’s checking accounts, vendor payments can be managed easily through its mobile banking platform. Quontic offers options such as online bill pay and debit card transactions, allowing you to manage regular expenses seamlessly without extra fees.

Transactions

With Quontic's checking accounts, you can make unlimited transactions, including fee-free withdrawals at over 90,000 ATMs. Quontic offers two types of checking accounts with perks like interest on balances or cash-back rewards for debit card transactions.

Safety and Security

Quontic Bank ensures the safety of your funds with FDIC insurance coverage. Additionally, its mobile app offers secure access with multi-factor authentication, protecting your financial information.

Mobile App

Quontic Bank’s mobile app allows users to easily manage their checking accounts, deposit checks, and monitor their balance on the go. It’s designed for digital users who prefer banking from their phones rather than visiting a physical branch.

Who Should Use This Checking Account?

Quontic Bank's checking accounts are ideal for:

• Digital banking enthusiasts who prefer managing their finances online.
• Frequent ATM users looking for fee-free ATM access.
• Cash-back seekers who want rewards on their everyday purchases.
• Customers seeking innovation like the wearable Pay Ring for easy, contactless payments.

How to Open an Account

Opening a checking account with Quontic Bank is simple and can be done entirely online. You’ll need to provide basic personal information and make a minimum deposit to get started.
 

Conclusion

Quontic Bank’s checking accounts are a great option for those who prefer a fully digital banking experience. With no monthly fees, fee-free ATMs, and unique offerings like the Quontic Pay Ring, it stands out as a convenient and cost-effective solution for online banking.